April 1, 2026 | Payroll & HR

Best Payroll Software for Small Business: 2026 Review

Key Takeaways

In 2026, the Australian "Fair Work" environment is the most complex in our history. For small business owners, manual payroll is not only slow; it's a legal liability. With Single Touch Payroll (STP) Phase 2 and 100+ industry awards, you need a software platform that handles the calculations for you. Here is our 2026 head-to-head comparison of the best payroll software for Australian SMEs.

1. Employment Hero Payroll (formerly KeyPay)

Employment Hero Payroll remains the market leader in Australia for direct **Award Interpretation.** It automatically calculates the correct hourly rate based on the time an employee worked (including penalty rates and overtime).

2. Xero Payroll

For most micro-businesses (1-10 employees), Xero’s built-in payroll is more than enough. It’s simple, clean, and everything is in one dashboard.

3. MYOB Business Payroll

MYOB has a much longer history in Australia than Xero. Their modern "MYOB Business" suite is powerful and handles complex payroll and inventory much better than Xero's baseline plans.

4. Square Payroll

If you're already using Square for your Point of Sale (POS), Square Payroll is a game-changer. It pulls the staff hours directly from the clock-in system at the register.